Little Rock, AR NBC news affiliate KARK.com reported that the operator of an 18-wheeler truck crossed the dividing lines while driving eastbound along Interstate 30. The maneuver caused the semi to collide into a police car and a disabled vehicle that the officer had stopped to assist. The driver and passenger in the disabled passenger car were killed, while the police officer also suffered injuries.
The police officer may have a claim for truck accident injuries, while the families of deceased victims also suffer. Under the current federal laws, there are certain minimum insurance coverage amounts a trucker must carry, ranging from $300,000 to $5 million. Monetary damages for victims of the recent Arkansas truck crash could easily exceed these amounts.
“There are ways around insurance policy coverage limits, especially in truck crash claims, where there are multiple players, umbrella provisions, and direct suit options. With the right representation, you can still obtain more than the coverage amount.” Specifically, Mr. Smith referred to three legal approaches for fighting insurance policy limits: